Day Nursery or Preschool Program

What Is Bond Insurance?

Here’s a program you can count on to grow. It covers licensed, registered, and state regulated day-care centers, in-home day care, before and after school programs, sick-child day care and child-care associated with other organizations (hotels, clubs, YMCA/YWCA, churches, etc.).

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General Liability

Primary Limits up to $3,000,000 Occurrence/Aggregate
Included Coverages:

Medical Payments Coverage – $5,000 Limit
Additional Interests
Errors and Omissions – Policy Limits
Sexual/Physical Abuse as follows: Day Care Centers $100,000 per claim/$300,000 aggregate (higher optional limits available); or In-Home Day Care Centers $25,000 per claim/$50,000 aggregate (higher optional limits available)

No Deductible Required

Basic, Broad or Special Form
Replacement Cost or ACV
Business Income
Equipment Breakdown
Accounts Receivable
Computer Equipment
Outside Signs
Valuable Papers
Food Spoilage

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