Day Nursery or Preschool Program

What Is Bond Insurance?

Here’s a program you can count on to grow. It covers licensed, registered, and state regulated day-care centers, in-home day care, before and after school programs, sick-child day care and child-care associated with other organizations (hotels, clubs, YMCA/YWCA, churches, etc.).

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General Liability

Primary Limits up to $3,000,000 Occurrence/Aggregate
Included Coverages:

Medical Payments Coverage – $5,000 Limit
Additional Interests
Errors and Omissions – Policy Limits
Sexual/Physical Abuse as follows: Day Care Centers $100,000 per claim/$300,000 aggregate (higher optional limits available); or In-Home Day Care Centers $25,000 per claim/$50,000 aggregate (higher optional limits available)
Deductible:

No Deductible Required
Property

Basic, Broad or Special Form
Replacement Cost or ACV
Building
Contents
Business Income
Equipment Breakdown
Accounts Receivable
Computer Equipment
Outside Signs
Valuable Papers
Food Spoilage

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