What Is Automotive Service and Repair Insurance?
Automotive Service and Repair Varies Depending on Several Variables. Please See The Chart Blow For Further Details.
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Typical Automotive Service Coverage Summary | |||
| Typical Property Coverage includes: | Basic | Enhanced | Optional Higher Limit |
| Accounts Receivable – On Premises | $10,000 | $25,000 | $500,000 |
| Back Up Sewer and Drain | $1,000 | $1,000 | $5,000 |
| Business Income from Dependent Properties | $5,000 | $5,000 | $250,000 |
| Business Income | 18 Months ALS | 18 Months ALS | Not Available |
| Business Income Increased Period of Restoration (72 Hour Buy-Back) | Not Available | Included | Not Available |
| Claims Expense | $5,000 | $5,000 | Not Available |
| Crime Conviction Reward | $5,000 | $10,000 | Not Available |
| Debris Removal | $10,000 | $25,000 | $50,000 |
| Electronic Data Processing Equipment | Included in BPP | Included in BPP | Not Available |
| Employee Tools | $3,000 | $10,000 | $100,000 |
| Equipment Breakdown | Not Available | Included | Not Available |
| Fire Department Service Charge | $1,000 | $5,000 | Not Available |
| Fire Extinguisher Recharge | $5,000 | $5,000 | Not Available |
| Glass Coverage | Included | Included | Not Available |
| Increased Cost of Construction | $10,000 | $10,000 | Not Available |
| Lock Replacement | $100/$5,000 | $100/$10,000 | $100/$25,000 |
| Newly Acquired Buildings | $250,000 | $500,000 | Not Available |
| Outdoor Property (Trees/Shrubs/Plants) | $2,500 | $2,500 | $25,000 |
| Outdoor Signs | $2,500 | $7,500 | $50,000 |
| Personal Property Off Premises | $5,000 | $5,000 | $50,000 |
| Personal Property at Newly Acquired Premises | $100,000 | $250,000 | Not Available |
| Premise Boundary | 100′ | 1000′ | Not Available |
| Preservation of Property | 30 days | 60 days | Not Available |
| Valuable Papers (On Premises) | $10,000 | $25,000 | $500,000 |
| Crime Coverages: | Basic | Enhanced | Maximum Limit |
| Employee Dishonesty | $1,000 | $5,000 | $500,000 |
| Forgery and Alteration | $2,500 | $2,500 | Not Available |
| Money and Securities | $5,000 | $10,000 | $50,000 |
| Money Orders and Counterfeit Papers | $1,000 | $1,000 | Not Available |
| Garage Operations and Liability Coverages | Basic | Enhanced | Maximum Limit |
| Broadened Coverages | Included | Included | Not Available |
| Contractual Liability | Included | Included | Not Available |
| Fire / Tenants Legal Liability ($100,000 limit) | $100,000 | $100,000 | $1,000,000 |
| Host Liquor Liability | Included | Included | Not Available |
| Medical Payments ($5,000 per person) | Included | Included | Not Available |
| Non Owned Auto Liability | Included | Included | Not Available |
| Owners Protective Liability | Included | Included | Not Available |
| Personal and Advertising Injury | Included | Included | Not Available |
| Premises and Operations | Included | Included | Not Available |
| Products and Completed Operations | Included | Included | Not Available |
| Supplemental Payments ($250 / day limit) | Included | Included | Not Available |
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