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Exercise and Health Studio and Personal Trainer

Get your profits in shape with this program for health and exercise clubs, including exercise equipment clubs, aerobic studios, weight-lifting gyms, personal trainers, masseuses/massage parlors, dance studios and physical therapists. Childcare for club members while on premises is included.

General Liability
Primary Limits up to $3,000,000 Occurrence/Aggregate
Hired and Non-owned Auto
Included
Coverages:

Medical Payments Coverage – $5,000 Limit
Blanket Additional Insured Endorsement
Club Members as Additional Insureds
Errors and Omissions
Sexual and physical abuse coverage
Additional Interests
Property Damage Extension (Care, Custody, and Control)- $500 Occurrence/ $1,000 Aggregate (Higher optional limits available.)
Deductible

No deductible required

Property
Basic, Broad or Special Form
Replacement Cost or ACV
Building
Contents
Business Income
Equipment Breakdown
Accounts Receivable
Computer Equipment
Outside Signs
Valuable Papers
Crime

Inside the Premises
Theft of Money and Securities
Outside the Premises

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